Client Overview

Samson Funding provides working capital to small and mid-size businesses—helping them invest in growth through hiring, advertising, new inventory, and expansion. To deliver capital efficiently and responsibly, Samson Funding relies on internal systems that support underwriting, due diligence, document review, payout planning, and approval workflows.

As the business scaled, Samson Funding needed a reliable internal loan application platform that could manage the full lifecycle—from intake to fund release—while meeting higher expectations for security and operational stability.

The Challenge

Building and maintaining a full lending workflow introduced three major challenges:

  1. An end-to-end process with many moving parts
    Loan operations require more than just collecting an application. Samson Funding needed a unified system that supports document submission, review workflows, due diligence steps, calculations, approvals, and fund release—without relying on disconnected tools or manual handoffs.

  2. Due diligence required third-party API integrations
    To assess risk and validate applicants, the platform needed to integrate with external systems for verification and checks. These API-driven steps had to be reliable, traceable, and resilient—especially when external providers experience delays, rate limits, or intermittent failures.

  3. Modern cloud deployment with financial-grade security standards
    The application was written in PHP, but the deployment approach needed to be modernized for a more secure, scalable cloud environment. Samson Funding required a deployment model on Microsoft Azure that supports strong security controls, operational visibility, and a stable release process for a financial workflow.

Our Solution

We partnered with Samson Funding to build and maintain their internal loan application tools—covering the full loan lifecycle and modernizing the platform for secure deployment on Microsoft Azure.

End-to-End Internal Loan Application Workflow

We developed and maintained a comprehensive internal application that manages the entire loan process in one place—from initial client intake and document uploads through internal review, underwriting support, and final approval steps. This reduced manual coordination and gave the team a consistent system of record.

Document Submission and Operational Review Tools

We implemented client-facing and internal-facing workflows that support secure document submission, organization, and review. This helped streamline the early stages of underwriting and ensured the team could track what was received, what was missing, and what needed follow-up.

Third-Party Due Diligence Integrations

We integrated the platform with third-party APIs used for due diligence checks, enabling underwriters and operations staff to run validations directly within the workflow. We designed the integration layer to handle common real-world constraints—such as retries, error states, and traceability—so the process remains dependable even when external systems vary in performance.

Loan Payout Scheduling and Calculation Logic

We built and maintained the logic for generating payout schedules and performing loan/payment calculations—supporting consistent financial outputs that operations teams can review and approve. This ensured that approvals and fund releases are based on clear, standardized calculations.

Modernizing PHP Deployment to Microsoft Azure

To support higher security and reliability expectations, we modernized the deployment approach for the PHP application and helped migrate it to Microsoft Azure. This included improving the release pipeline and aligning the deployment architecture with strong security practices appropriate for financial workflows.

Results

  • A unified internal system for loan operations: Samson Funding can manage the full loan lifecycle—from intake to fund release—inside one workflow.

  • Faster, more consistent due diligence: third-party checks are integrated directly into the application, reducing manual steps and improving traceability.

  • Reliable financial calculations and payout schedules: standardized logic supports clearer approvals and fewer operational errors.

  • Modern, secure cloud deployment on Azure: the PHP platform was upgraded to run with improved reliability and high security standards in a Microsoft Azure environment.

Conclusion

Samson Funding needed an internal platform that could support complex lending operations end-to-end—while meeting modern expectations for security and cloud reliability. By building and maintaining their loan application tools, integrating third-party due diligence APIs, supporting payout calculations, and modernizing the PHP deployment onto Microsoft Azure, we helped Samson Funding operate faster, more securely, and with greater confidence.

The result is a scalable internal lending system that supports the company’s mission: delivering working capital that helps small and mid-size businesses grow.